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Phillip Stegner

Founder, Chief Risk Officer

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Phillip Stegner

Founder, Chief Risk Officer

An experienced financial services executive with broad expertise spanning consumer and corporate financial markets, credit risk management, quantitative analytics and public policy, Phillip Stegner brings a wealth of experience to Meritize. He has deep knowledge of econometric and financial models and an intimate understanding of credit strategies as well as practical public policy expertise in the financial industry.

Prior to founding Meritize, Phillip worked with Capital One where he led a team of business analysts and at J.P. Morgan in its investment bank division. He also served as senior economic analyst and special assistant to the president of the Federal Reserve Bank of Dallas. He graduated magna cum laude from Rice University with a Bachelor of Arts in economics, political science and policy studies. He has a Master of Public Policy degree from George Washington University and a Master of Business Administration from Stanford University.

Fixed and Variable Rates
from 5.56% APR to 22.32% APR*

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    5757 Main Street
    Suite 207
    Frisco, TX 75034
    833-637-4848

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    Mon-Fri: 8am-9pm Central

    Sat: 11am-3pm Central

    Meritize observes major US holidays. Normal business hours may be impacted before and after a US holiday.

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Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Blue Ridge Bank, National Association (“N.A.”), Member FDIC. Blue Ridge Bank, N.A. and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Blue Ridge Bank, N.A.’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Blue Ridge Bank, N.A. and Meritize do not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. All rights reserved.

* Variable rates are subject to change.