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Scott Rhode

Chief Operating Officer

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Scott Rhode

Chief Operating Officer

Scott has over 22 years of experience in Financial Services that spans banking, captive financial services, consulting, and FinTech. Through this experience, he developed expertise in Consumer Lending, Compliance, Risk Management, Lending Operations, Change Management, Product, and post-M&A integrations. 

Prior to joining Meritize, Scott held executive roles in Risk, Credit, Compliance, and Operations and most recently was a Principal Consultant helping lenders solve Operational, Product, Compliance and Risk challenges in their respective businesses.  Before this latest role, he was the SVP & Managing Director at Cross River Bank, responsible for Risk, Compliance, and Governance for the Bank.  Prior to that, he was the Chief Compliance Officer for BorrowersFirst, a FinTech Lender in the unsecured consumer lending space.  Lastly, he worked at Dell Financial Services, where he helped to build their Consumer and Small Business private label credit card program in addition to leading global teams in the Risk, Strategy, M&A, and Operations organizations.

Outside of his professional experience, Scott holds a bachelor’s degree from the University of Texas at Austin, served two terms in elective office at the local level, served as the President of a multi-city Texas Water Utility, and served as a counter-intelligence analyst in the US Army National Guard.

Fixed and Variable Rates
from 5.56% APR to 22.32% APR*

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    5757 Main Street
    Suite 207
    Frisco, TX 75034
    833-637-4848

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    Mon-Fri: 8am-9pm Central

    Sat: 11am-3pm Central

    Meritize observes major US holidays. Normal business hours may be impacted before and after a US holiday.

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Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Blue Ridge Bank, National Association (“N.A.”), Member FDIC. Blue Ridge Bank, N.A. and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Blue Ridge Bank, N.A.’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Blue Ridge Bank, N.A. and Meritize do not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. All rights reserved.

* Variable rates are subject to change.