Scott has over 22 years of experience in Financial Services that spans banking, captive financial services, consulting, and FinTech. Through this experience, he developed expertise in Consumer Lending, Compliance, Risk Management, Lending Operations, Change Management, Product, and post-M&A integrations. 

Prior to joining Meritize, Scott held executive roles in Risk, Credit, Compliance, and Operations and most recently was a Principal Consultant helping lenders solve Operational, Product, Compliance and Risk challenges in their respective businesses.  Before this latest role, he was the SVP & Managing Director at Cross River Bank, responsible for Risk, Compliance, and Governance for the Bank.  Prior to that, he was the Chief Compliance Officer for BorrowersFirst, a FinTech Lender in the unsecured consumer lending space.  Lastly, he worked at Dell Financial Services, where he helped to build their Consumer and Small Business private label credit card program in addition to leading global teams in the Risk, Strategy, M&A, and Operations organizations.

Outside of his professional experience, Scott holds a bachelor’s degree from the University of Texas at Austin, served two terms in elective office at the local level, served as the President of a multi-city Texas Water Utility, and served as a counter-intelligence analyst in the US Army National Guard.